FAB Balance Check Online

Millions of people face difficulties every month in the UAE. Have they received their salary yet, and if so, what is the balance? If you are one of those who want to check their FAB balance, you have landed in the right place.

You are not only facing this error; many others are going through such a problem. Below is the latest and updated guide, which provides detailed, practical examples.

The main objective of this guide is to provide you with awareness so that you can check your FAB balance within seconds. Whether you use a mobile phone, have a Ratibi card, or use SMS service and an ATM.

There are multiple methods to check the FAB balance, but many people do not know them. Every method works in different conditions.

The FAB Mobile App is best for fast services. The Ratibi portal is useful for workers and laborers. 

Most people are not able to check their balance for two reasons. They don’t know which methods work, and second, they read the old article that contains old information.

1-Check FAB Balance Using the FAB Mobile App

The FAB Mobile App is the fastest and latest method to check your balance within a few seconds. You must have your FAB account because Ratibi cardholders can’t use it.

Firstly, install the FAB Mobile Banking App on your mobile phone. 

Open the app, and it will ask for some permissions; allow it. 

Enter your identification number. You received an ID number in your email when you opened your account.

If you don’t remember the ID number, you can add the ATM card number instead. 

Tick the check box and click on the Continue button.

The next page will ask you to verify your Emirates ID. 

Click on the continue button.

Allow your camera permission.

Open the mobile camera and scan your front and back sides of your Emirates ID.

Do face verification. 

It will show you ‘You are verified’ and click on the continue button. 

The next page will show you ‘Welcome to FAB mobile.’ 

You will receive a message at your mobile number of registration. 

Now your application is ready to show your amount. You can check your balance at the top of the page.

You can also see your account number here. 

Now you can send and receive money. 

2-Check FAB Balance Through Online Banking

This method is useful for those who do not want to use a mobile app. They prefer to see their financial statement, balance, and transactions on the website.  

All expense details are available at one click. This method is effective for those who run a business account and need a balance and statements every time. 

This service is available 24/7. It can be logged in through any device, and it is a powerful method. 

Visit the official website www.bankfab.com/en-ae/personal or click on this link https://ppc.magnati.com/ppc-inquiry/. 

Type your card’s last two digits. 

Add your card’s ID.

Enter the captcha. 

Click on the Go button. 

This front page will detail everything related to your account, including:

Card number,

Card name,

ID, 

Available Balance,

Transaction from previous months.

The table contains more information, including Txn ID, Date, Description, Debit, Credit, and Balance.

3-Check FAB Salary Card / Ratibi Balance

FAB salary cards and Ratibi cards are prepaid salary cards. Its main objective is to provide a salary to those employees who don’t have a complete bank account.

Millions of people check their balance through Ratibi or the FAB salary cards. There are two methods to check the balance: one is the official Ratibi balance check portal, and the second is the ATM.

To check the Ratibi card balance online, follow these steps:

First of all, open any browser and search or type https://ppc.magnati.com/ppc-inquiry/. It will redirect to the home page of the FBA bank.  

Enter the last two digits of your card.

In the next box, type your Card ID.

Click on the Go button. 

You will see all the details of your account here. You can see the current balance and available balance. Below the page, you can see the transaction list. 

If your screen shows Invalid Card Details, it means you have entered the wrong card ID or the last two digits. 

4-Check FAB Balance by Calling Customer Care

if you don’t have access to the internet, or if the mobile app is not logging in. In such a condition, the most effective method is to call FAB Customer Care.

The FAB helpline remains active 24/7 in the UAE. After verifying a user helpline, provide all the details such as balance, transaction, and card status.

Call to FAB customer care number at 600 52 5500.

Listen to the IVR (automated voice system)

Choose your language to check the balance

Select the Card Services option

The helpline will verify such details:

Registered mobile number

Emirates ID last digits

Date of birth

Debit card number or Ratibi card number

The helpliner tells the current balance and the available balance.

You can also get information from Customer Care.

Salary late reason

Unknown deduction

Card block or freeze?

ATM withdrawal limit?

5-FAB Balance Check by Visiting the Nearest Branch

Whenever you do not have access to a mobile app, online banking, an ATM, or an SMS service. You can 100% trust the nearest bank branch to check your balance.

Multiple people use this method. You must know the address of your nearest branch. You can get help from Google Maps. Search on Google for ‘FAB branch near me‘ or check through the official website.

Requirements from the Branch Executive

Your Emirates ID

FAB debit card, credit card, or Ratibi card

The executive will check your identity in case of a balance inquiry. You will get complete information about your account.

6-FAB ATM Balance Inquiry Guide

FAB ATM balance inquiry is the fastest and most trustworthy method. Search on Google for ‘FAB ATM near me.’

Enter your card in the ATM

Select your language

Enter your four-digit PIN code

It will show you the menu.

Different options are available. To check the balance, select Balance Inquiry.

Some ATMs will ask you to show the balance on the screen or print out your balance.

If you want to see it on the screen, then select ‘Display on Screen.’

If your ‘Balance inquiry’ does not appear, or the ATM shows some kind of error. It could be because of your expired card, wrong PIN, or the FAB ATM system being down.

7-FAB Balance Check via SMS

SMS is a method by which you do not need the internet or to call customer care, or you can open a mobile app. It is the direct and fast method.

This method is effective for those users who are busy or don’t have internet access. This method works 24/7, and within a few seconds, balances show.

Remember that FAB does not have the same formula for all accounts. Some old accounts’ SMS systems have been closed.

Open the message app from your registered number. You will not get a response from the new number.

Type BAL space last 4 digits of card to 2626 for Ratibi/prepaid/salary balances

BALANCE space full 16-digit card number to 2626 for debit accounts

CCBAL space last 4 digits to 2626 for credit card limits/outstanding

If you face any kind of error, contact support at +971 600 52 5500 (UAE) or +971 2 681 1511 (international)

Who is SMS balance checking best suited for?

The users who want to repeatedly check the balance.

Users who have slow internet.

Drivers, laborers, and security staff who need to be quickly updated.

Users who don’t like online banking.

Ratibi Balance Check vs FAB Balance Check

Mostly, UAE residents consider the FAB balance and Ratibi balance to be the same. But there is a difference between them. Both working processes, access, and balance checking differ. Both belong to First Abu Dhabi Bank.

Ratibi is a prepaid salary card that is given to laborers, drivers, helpers, and low-income employees. They don’t need to open a bank account. The company loads every month’s salary into the Ratibi card.

The user does not have the FAB mobile app. He can check the balance through the ATM card, number, and Ratibi portal.

On the other hand, the FAB balance check is a complete bank account. This is used for those who have Elite, iSave, Current, Saving, and regular salary accounts.

FAB users can check the balance through WhatsApp, SMS alerts, ATMs, online banking, the FAB mobile app, and customer care.

With a Ratibi Card, you will have limited access, while regular FAB account holders have complete banking services facilities. 

Security Tips While Checking FAB Balance 

Checking First Abu Dhabi Bank seems simple, but actually, it might be a scam or fraud. In the UAE, banking fraud and SMS scamming are increasing rapidly.

If you don’t take care, then any hacker or scammer can steal your information and get access to your account. Follow some security steps to save yourself.

Always use the official channel. The FAB mobile app, FAB online banking portal, and FAB ATM are safe. Do not use any social media links or suspicious websites.

FAB never demands OTP, password, or PIN through WhatsApp, SMS, call, or email. If the person asks you for such information while claiming to be an employee of FAB, cut the call.

Keep on your biometric login during balance checking.

Check your statement and recent transactions every month.

If you find any suspicious transactions, report them to FAB Customer Care. 

Common Problems & Solutions

First Abu Dhabi Bank’s users have to face problems while checking their balance. Here is the solution to those problems in detail. 

1-Balance is not updating

You have received a salary, but the balance is not getting updated. Go to the FAB ATM and check your balance. It updates quickly in the ATM.

If the balance is showing in the ATM and not in the app. Restart the phone and log in again.

2- Mobile number is wrong

You are not receiving the OTP or SMS because you have registered another number. Now you have two solutions. Visit the nearest Branch with your Emirates ID and update your new number.

Log in to your app. Select Profile → Personal Details → Mobile Number → Update. You will receive OTP on the new number. Verify it.

3- Session Expired

Force stop the app, clear the cache, restart your mobile phone, and log in again. Check your internet connection and use your mobile data instead of Wi-Fi.

Remember that if the problem is not solved by you, then contact 600 52 5500. It will be available 24/7.

Advantages of checking the balance regularly

Many people think money is in the account. They don’t need to check the balance. But the habit of checking the balance will keep you ahead. There are many advantages to it.

Quick Information on Salary

Many companies send the salary after 12 nights. People get up early in the morning and check their salary. They get happy, and the remaining wait.

Save From Fraud

If your card is stolen and you can become a victim of online fraud. To save from such activity, you check your balance regularly. You can block the card by calling the bank.

Control Your Budget

Those who don’t have an eye on balance, wonder at the end of the month. You become aware while checking your balance, how much you spend, and how much remains.

Mental Peace

Checking the balance regularly will keep your mental peace. Whenever you know you have enough money in your account, your day passes peacefully.