FAB Balance Check Online
Enter your card details to check your balance
FAB Balance Check Methods
The main objective of this guide is to provide you with awareness so that you can check your FAB balance within seconds. Whether you use a mobile phone, have a Ratibi card, or use SMS service and an ATM.
Mobile App Method
The FAB Mobile App is best for fast services. Most convenient for regular users who want instant access.
Ratibi Portal
The Ratibi portal is useful for workers and laborers. Designed specifically for employee salary management.
SMS Service
Simple SMS-based checking for those without smartphones or internet access.
ATM Checking
Traditional ATM method for those who prefer physical banking services.
Why People Can't Check Their Balance
There are multiple methods to check the FAB balance, but many people do not know them. Every method works in different conditions.
They don't know which methods work for their specific situation.
They read old articles that contain outdated information and methods.
Most people are not able to check their balance for these two reasons.
This guide provides the latest updated methods that actually work in 2026!
| Method | Time Needed | Internet Needed? | Best For |
|---|---|---|---|
| FAB Mobile App Recommended |
10 seconds | Yes | Everyone (Recommended) |
| SMS Balance Check | 15 seconds | No | Ratibi & Salary Card |
| 20 seconds | Yes | Quick chat | |
| Missed Call | 8 seconds | No | No data/no app |
| ATM | 1 minute | No | Cash + balance together |
1-Check FAB Balance Using the FAB Mobile App
The FAB Mobile App is the fastest and latest method to check your balance within a few seconds. You must have your FAB account because Ratibi cardholders can't use it.




2-Check FAB Balance Through Online Banking
This method is useful for those who do not want to use a mobile app. They prefer to see their financial statement, balance, and transactions on the website.
All expense details are available at one click. This method is effective for those who run a business account and need a balance and statements every time.
This service is available 24/7. It can be logged in through any device, and it is a powerful method.
or click on this link: https://ppc.magnati.com/ppc-inquiry/

Account Details Available on Dashboard:


3-Check FAB Salary Card / Ratibi Balance
FAB salary cards and Ratibi cards are prepaid salary cards. Its main objective is to provide a salary to those employees who don't have a complete bank account.
Millions of people check their balance through Ratibi or the FAB salary cards. There are two methods to check the balance: one is the official Ratibi balance check portal, and the second is the ATM.
To check the Ratibi card balance online, follow these steps:
You will see all the details of your account here. You can see the current balance and available balance. Below the page, you can see the transaction list.


4-Check FAB Balance by Calling Customer Care
If you don't have access to the internet, or if the mobile app is not logging in. In such a condition, the most effective method is to call FAB Customer Care.
The FAB helpline remains active 24/7 in the UAE. After verifying a user helpline, provide all the details such as balance, transaction, and card status.
The helpline will verify such details:
- Registered mobile number
- Emirates ID last digits
- Date of birth
- Debit card number or Ratibi card number
The helpliner tells the current balance and the available balance.

5-FAB Balance Check by Visiting the Nearest Branch
Whenever you do not have access to a mobile app, online banking, an ATM, or an SMS service. You can 100% trust the nearest bank branch to check your balance.
Multiple people use this method. You must know the address of your nearest branch. You can get help from Google Maps.
Requirements from the Branch Executive
The executive will check your identity in case of a balance inquiry. You will get complete information about your account.

6-FAB ATM Balance Inquiry Guide
FAB ATM balance inquiry is the fastest and most trustworthy method.
Some ATMs will ask you to show the balance on the screen or print out your balance.
If you want to see it on the screen, then select 'Display on Screen.'

7-FAB Balance Check via SMS
SMS is a method by which you do not need the internet or to call customer care, or you can open a mobile app. It is the direct and fast method.
This method is effective for those users who are busy or don't have internet access. This method works 24/7, and within a few seconds, balances show.
Remember that FAB does not have the same formula for all accounts. Some old accounts' SMS systems have been closed.
Open the message app from your registered number. You will not get a response from the new number.
for Ratibi/prepaid/salary balances
for debit accounts
for credit card limits/outstanding
Who is SMS balance checking best suited for?

Ratibi Balance Check vs FAB Balance Check
Mostly, UAE residents consider the FAB balance and Ratibi balance to be the same. But there is a difference between them. Both working processes, access, and balance checking differ. Both belong to First Abu Dhabi Bank.
Ratibi is a prepaid salary card that is given to laborers, drivers, helpers, and low-income employees. They don't need to open a bank account. The company loads every month's salary into the Ratibi card.
Balance Check Methods: ATM card, Ratibi portal
On the other hand, the FAB balance check is a complete bank account. This is used for those who have Elite, iSave, Current, Saving, and regular salary accounts.
Balance Check Methods: WhatsApp, SMS alerts, ATMs, online banking, FAB mobile app, customer care
Security Tips While Checking FAB Balance
If you don't take care, then any hacker or scammer can steal your information and get access to your account. Follow some security steps to save yourself.
Common Problems & Solutions
First Abu Dhabi Bank's users have to face problems while checking their balance. Here is the solution to those problems in detail.
You have received a salary, but the balance is not getting updated.
You are not receiving the OTP or SMS because you have registered another number. Now you have two solutions.
Advantages of checking the balance regularly
Many people think money is in the account. They don't need to check the balance. But the habit of checking the balance will keep you ahead. There are many advantages to it.
Many companies send the salary after 12 nights. People get up early in the morning and check their salary. They get happy, and the remaining wait.
If your card is stolen and you can become a victim of online fraud. To save from such activity, you check your balance regularly. You can block the card by calling the bank.
Those who don't have an eye on balance, wonder at the end of the month. You become aware while checking your balance, how much you spend, and how much remains.
Checking the balance regularly will keep your mental peace. Whenever you know you have enough money in your account, your day passes peacefully.
