FAB benefits and features

Whenever a new person lands in the UAE, they ask firstly which is the best bank. The majority of people prefer First Abu Dhabi Bank. It has more than five million satisfied customers.

It has more than 70 branches entire the UAE. Everywhere you will see the advertisement. Every month, this bank transfers the salary.

The companies also prefer this bank because of its fast and quick WPS system. The customer support has multiple languages. They will talk according to the nationality. 

Benefit / FeatureBest For Who?
Zero-balance salary accountLabourers & fresh expats
Up to 5% profit/interestSavers
Free unlimited international transfersPakistan, India, Philippines
Instant remittances (0–60 sec)Urgent ghar bhejne wale
Multi-currency debit cardTravellers & online shoppers
24/7 Urdu-Hindi-Tagalog supportSouth Asian expats
Free Apple Pay / Google Pay / Samsung PayContactless payment lovers
Cashback & Rewards (FAB Rewards)Daily spenders
Highest ATM network (600+)Blue-collar & remote areas
Instant account opening (5 mins)New arrivals

Zero Balance Salary Account + Free Debit Card

If your account has a zero balance, you are not charged for that. There is no monthly fee. Many other banks work on the policy to have an amount in your account.

You receive a debit card at the time of opening a salary account. Its fee is zero for life. The other banks charge you around 100 to 300 AED yearly. 

Highest Interest/Profit Rate in UAE

You can earn around 5% interest on your money. The FAB iSave Digital account provides this facility. The Ratibi cardholder can get benefits from this offer. There is no balance requirement.

You receive interest in your account every month. Your account money increases automatically. It follows Mudarabah rules. 

Free & Instant Money Transfer to your home country

The FAB has made it an easy process to send money to your homeland. Now you do not need to stand in line or visit the exchange.

You open your app and click on international transfer. You transfer your money within a few seconds. You do not need to pay any kind of fee.

The FAB provides a good rate of exchange on some days. This facility is only provided to those who receive a salary in the iSave Digital account.

Multi-Currency & Travel Benefits

The non-resident leaves the UAE and raising a question about how much they will pay on the card swipe. The FAB multi-currency debit and credit card has removed the difficulty.

It allows you to spend more than 160 currencies. Its multi-currency prepaid card has zero fees. The card is protected with contactless technology. 

24/7 Human Support in Your Language

If you face any errors in your app, you can contact customer support. The FAB promises to their users 24/7 customer support in their own language.

You can directly contact this number 600 525500. Select your preferred language and a real human will start a conversation with you.

He will understand all of your requirements. It also offers a WhatsApp facility. You send a message on this number, +971 600 525500, and a live agent appears quickly.

Instant Digital Account Opening

The FAB has made it easy to create an instant account. You can create within five minutes. You can receive your debit card number on your mobile in 10 minutes.

You need a smartphone to open your account. Emirates ID and Face verification are also required. Your account is activated and is ready to receive your salary. 

Who Should Choose FAB?

A bank is something everyone needs in the digital era. The FAB has made different types of accounts. There are different groups of people in society. Everyone has their own different need.

Labour

If you are a laborer, security guard, or construction worker, then the FAB Ratibi card is effective for you. It is made for the WPS salary. There is no balance requirement. You get a free transfer.

Middle-class expats

If you work in an office, freelancer, or in the middle income, you should choose the iSave Account. It is a digital savings account. You get interest of 4.25% to 4.75% on new funds. It is considered the best option for a savings account.

High earners

If your income is more than 50000AED, you should open an elite or infant account. It comes with premium options. It provides multi-currency support. It is made for businessmen who want luxury banking.

New arrivals

If you are new to the UAE, the FAB instant account will suit you. You have to scan your Emirates ID, and your account will open within five minutes. You get a virtual card in ten minutes.

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